Uber has become a disruptive innovation in the way people move, both globally and domestically. Between November 2015 and October 2016, an estimated 2.7 million people in Canada used the peer-to-peer ride service (Statistics Canada). With millions of rides per year in Canada, accidents while traveling in an Uber or a similar ride-sharing service are an unfortunate reality.
In July 2016, Uber Canada announced that its drivers and riders in Ontario would automatically be covered by a blanket fleet insurance policy from the moment drivers make themselves available to accept a ride request to the moment passengers exit the vehicle.
Whether you are an Uber driver, customer/rider, or a third party, you are covered up to the aforementioned policy limits. If the damages caused in the accident are above and beyond the limits of the blanket fleet policy, your personal injury lawyer may be able to pursue a claim against other potential defendants.
The blanket fleet policy will be reviewed periodically to ensure it continues to meet the needs of consumers and rideshare participants.